Why PRMI

Why Is a PRMI Partnership Different?

Founded in 1998 by a group of visionary loan originators, PRMI has redefined what’s possible in the mortgage industry. We have built the most robust and empowering retail mortgage banking platform in the country, offering the strength and resources of a large lender while eliminating the bureaucratic red tape and loss of control that often accompany such institutions. With licenses in 49 states and the District of Columbia, PRMI provides all the products, technology and support that loan officers and branch managers need, while preserving the entrepreneurial freedom that sets us apart.

At PRMI, we are not driven by mere production numbers or vanity. Our focus is on attracting the best mortgage professionals who are dedicated to delivering exceptional mortgage services at fair prices. We aim to be the trusted advisors and guides for borrowers and business partners throughout their mortgage journeys, offering them a reliable source of mortgage advice and support for life. When you choose PRMI, your search for a better mortgage company is over.

Why Is PRMI Different for Branch Managers?

PRMI offers branch managers a truly unique and trusted distributed P&L opportunity that is unparalleled in the industry. We were pioneers in this approach, and it remains at the core of everything we do. With real-time transparent P&L accounting, local operations fulfillment and control over pricing competitiveness, our branch managers have the freedom and autonomy they need to shape their own destinies. In short, we give our branch managers the financial backing and respect to pursue the vision they have for best serving their team and community.

While other lenders expect and demand that you do it their way, we respect the passion you have to do it your way. You’re the expert in your market! If your vision includes serving the customer with the highest level of excellence, meeting the obligations of a responsible and trusted mortgage lender, and building a team that shares your vision, your search for a partner ends here.

Why Is PRMI Different for Loan Officers?

Loan officers at PRMI are not just transactional loan originators; we seek professionals who want to establish lifelong relationships with their customers as trusted mortgage advisors. We are looking for individuals who will guide their clients through their first home purchase, second home purchases, dream home acquisition and even the reverse mortgage they might need for a comfortable retirement. We empower you with leadership, best practices and the support to close loans that might seem impossible elsewhere. We are committed to helping you become the best in your career craft.

Choose PRMI and experience the difference of a partnership that goes beyond transactions. Join us in our mission to deliver exceptional mortgage services, create lasting relationships and build a meaningful career. Together, we can redefine what is possible in the mortgage industry.

People and Culture

At the heart of PRMI's success lies our unwavering commitment to our people and culture, embodied in the four pillars at the heart of our business model:

Entrepreneurial Freedom

We understand the importance of autonomy in building a successful business. PRMI was founded by loan originators who craved the freedom to succeed on their own terms. This entrepreneurial freedom remains a core differentiator for every PRMI branch manager.

Selfless Partnership

The best partnerships in life, both personal and professional, are rooted in a core commitment to selflessness. At PRMI, we are committed to putting our partners first. We believe in a shared commitment where everyone involved is dedicated to the success and wellbeing of the other party.

Legendary “Red Shoes” Service

Delivering an unmatched service experience can only be achieved when every party to a transaction performs as the best version of themselves. When this is achieved, we create an experience that stands out like a pair of red shoes. It is the only acceptable goal for every transaction and engagement.

Battle Tested Model

Since our inception, PRMI has weathered the storms and triumphs of the mortgage industry. We have been tested through the best and worst times, which has made us stronger and more resilient. We are committed to remaining debt-free, embracing change and always doing the right thing, regardless of the cost. These principles form the foundation of our success and stability.

Our core values – empowerment, excellence, teamwork, stability, advocacy and happiness – are the driving force behind our achievements. We have been nationally and regionally recognized as a top place to work because we are dedicated to creating a culture where every person feels a strong sense of connection and belonging.

Take Control of Your Future

Are you ready to jumpstart your mortgage career? Talk with our Business Development team today.

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