Straight answers
Common questions
Is this for managers or can I participate as a solo loan officer?
The opportunity is for solo producers, branch managers and division leaders. You can originate with better execution as a solo loan officer. Branch partners run a locally led branch on PRMI’s platform; division leaders recruit and build branch managers across a region or nationally. The partnership scales with your ambition.
Will I see the real economics before I decide?
Yes. Before you sign anything, we model your production, team and operating costs, branch or division profitability, and profit-participation opportunities — one P&L, no mystery math.
Do I have to give up my own production to lead?
No. Many PRMI branch partners and leaders keep originating while they build a team and a business around them.
Can I build long-term value in my business?
The partnership is designed around participation in the value you create — defined profit-participation and a path to build durable value in the book and team you build, with succession over time — all subject to written agreements and applicable law. It is not an equity or share-ownership program.
What is a mortgage branch opportunity?
A mortgage branch opportunity lets an experienced branch manager or producing loan officer run their own local mortgage branch under an established national lender — the autonomy of running your own business with the licensing, operations, technology, marketing, and product access of a national mortgage bank.
How do I open a mortgage branch with PRMI?
Start a confidential conversation. We review your production, market, and goals, then walk you through the branch P&L model, the support you would have, and what a transition looks like.
Do I keep my database and personal brand as a branch partner?
Yes. PRMI branch partners own their database and personal branding assets — However, you would operate under the PRMI brand umbrella.
Is PRMI looking for branch managers and branch partners?
Yes. PRMI partners with experienced branch managers and producing loan officers who want to run their own branch with a national lender behind them.
How is a mortgage branch partnership different from being a loan officer?
As a loan officer you originate; as a branch partner you run the business — your P&L, your team, your brand — with PRMI’s platform underneath, and you can keep originating too.
Is Branch Partner a franchise or investment opportunity?
No. Branch Partner means an employee partner at PRMI — not a shareholder, franchisee or customer. There is nothing to buy, no franchise fee, and no investment or out-of-pocket cost to join.
Am I an employee of PRMI?
Yes. This is a genuine employment opportunity with Primary Residential Mortgage, Inc. (NMLS #3094), an equal opportunity employer. “Partner” describes how you participate in the business you build; it does not mean share ownership or a franchise relationship.
Do I have to fund the branch during startup?
No investment is required to join. PRMI often provides transitional capital to help seed the new profit center during startup, based on the modeled plan and written terms.
